Disclaimer

Disclaimer and Terms of Use

Copyright © 2021-Present TopNewsGuide.com, All Rights Reserved. 

Top News Guide d/b/a TopNewsGuide.com (“Site,” “us,” “our” or “we”) provides this website to you under the following terms and conditions (“Terms of Use”).

BY CONTINUING TO USE THE SITE, YOU ARE INDICATING YOUR AGREEMENT TO BE BOUND BY THIS DISCLAIMER, OUR TERMS OF USE AND OUR PRIVACY POLICY IN EFFECT AT SUCH TIME AND ALL OTHER OPERATING RULES, POLICIES AND PROCEDURES THAT MAY BE PUBLISHED BY US FROM TIME TO TIME ON THE SITE, EACH OF WHICH IS INCORPORATED BY REFERENCE AND EACH OF WHICH MAY BE UPDATED BY US FROM TIME TO TIME WITHOUT NOTICE TO YOU. 

General Guidelines

Top News Guide “TNG” grants you a limited, revocable, non-exclusive, non-transferrable license to view content on the Site for personal and non-commercial purposes. Top News Guide grants the operators of public search engines a limited, non-exclusive, non-transferrable license to copy materials from the Site for the purpose of creating publicly available, searchable indices of Site content. You agree not to modify, damage, disrupt, disable, overburden, impair, alter or interfere with the use, features, functions, operation, security or maintenance of the Site or the rights or use and enjoyment of the Site by any other person or entity in any manner. No portion of TopNewsGuide.com may be duplicated, redistributed or manipulated in any form without our consent, violators will be prosecuted to the full extent of the law.

TNG provides this TNG Website and related services for your personal non-commercial use only and subject to your compliance with this Terms of Use Agreement (this “Agreement”). Please read this Agreement carefully before using this TNG Website. Your use of this TNG Website constitutes your willingness to be bound by this Agreement without limitation, qualification or change. You are only authorized to access this TNG Website or to use the materials and Services contained in this TNG Website (regardless of whether your access or use is intended) if you will abide by all applicable laws and this Agreement. If at any time you do not accept all the terms and conditions of this Agreement, you must immediately discontinue use of this TNG Website. This Agreement sets forth TNG’s policies with respect to its operation of the TNG Websites. Other policies govern TNG’s non-Internet operations.

This TNG Website is a general audience website. Minors under 18 are welcome to be visitors to this TNG Website, but cannot upload blogs, new articles, user videos or any other content.

Certain products or services offered by this and/or other TNG Websites (each a “TNG Internet Service,” and collectively the “TNG Internet Services”), and certain areas within this and/or other TNG Websites may be governed by additional terms (“Additional Terms”) presented in conjunction with those products or services. You must agree to these Additional Terms before using those areas or the TNG Internet Services. For example, if you wish to register for this TNG Website and make use of the Services, you must read this Agreement and indicate your willingness during the Registration process. The Additional Terms and this Agreement shall apply equally. In the event of an irreconcilable inconsistency between the Additional Terms and this Agreement, the Additional Terms shall control.

YOU MAY NOT USE ANY TNG WEBSITE FOR ANY PURPOSE THAT IS UNLAWFUL OR PROHIBITED BY THIS AGREEMENT AND/OR ANY APPLICABLE ADDITIONAL TERMS. YOUR ACCESS TO ANY TNG WEBSITE MAY BE TERMINATED IMMEDIATELY IN TNG’S SOLE DISCRETION, WITH OR WITHOUT NOTICE, IF YOU FAIL TO COMPLY WITH ANY PROVISIONS OF THIS AGREEMENT AND/OR ADDITIONAL TERMS, OR FOR ANY OTHER REASON, OR NO REASON.

Changes to this Agreement

In its sole discretion, TNG may modify, alter, or otherwise change this Agreement and/or the Additional Terms at any time. Please review this Agreement and/or Additional Terms periodically for changes as you are bound by the version of this Agreement that exists whenever you access the TNG Website. Your continued use of the TNG Website and/or TNG Internet Service after TNG posts a revised Agreement constitutes your willingness to be bound by these changes without limitation, qualification or change. If at any time you do not accept these changes, you must immediately discontinue use of this TNG Website and/or the TNG Internet Service to which the changes may apply.

Accounts, Security, Passwords

If a particular TNG Website or TNG Internet Service requires you to open an account, you must complete the specified registration process by providing us with current, complete, and accurate information as requested by the applicable online registration form. It is your responsibility to maintain the currency, completeness, and accuracy of your registration data and any loss caused by your failure to do so is your responsibility. After you have fully completed the registration form, you may be asked to choose a password and a user name. It is entirely your responsibility to maintain the confidentiality of your password and account. You are entirely responsible for any and all activities that occur under your account. You will notify TNG immediately at info@stocknewsnow.com if you suspect any unauthorized use of your account or access to your password. TNG is not liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. You will not use the account, username, or password of another registered user at any time or to disclose your password to any third party. You are solely responsible for any and all use of your account. You may cancel your account by delivering notice in the manner provided in the Additional Terms governing the particular TNG Internet Service. By using the particular TNG Website or Services, you represent and warrant that (a) all registration information you submit is truthful and accurate; (b) you will maintain the accuracy of such information; and (c) your use of the Services does not violate any applicable law or regulation.

TNG may terminate your account at any time, without warning for any or no reason, with or without prior notice or explanation, and without liability. Even after your account is terminated, this Agreement will remain in effect in its entirety.

Access and Use

Materials contained in this TNG Website (“Site Content”) are protected by international trademark and copyright laws and must only be used for personal, non-commercial purposes. TNG grants you a limited, revocable, non-transferable license to reproduce and display the Site Content (excluding any software code) on your computer and other electronic device solely for your personal use in connection with viewing this TNG Website and using the TNG Internet Services. This means that you may only view or download material from this TNG Website for your own use and you must keep all copyright and other proprietary notices attached to the downloaded material.

The TNG Internet Services are for your personal use only and may not be used in connection with any commercial activities except those that are specifically approved by TNG. Illegal and/or unauthorized use of the TNG Internet Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, any unauthorized framing of this TNG Website or any unauthorized use of music and video embedded players is prohibited. Commercial advertisements, affiliate links, and other forms of solicitation may be removed from user profiles without notice or explanation and may result in termination of account privileges. TNG may take appropriate legal action for any illegal or unauthorized use of the TNG Internet Services.

Except for content posted by you, the reproduction, duplication, distribution (including by way of email, facsimile or other electronic means), publication, modification, copying, translation, publication, display, sale, or transmission of material from this TNG Website is STRICTLY PROHIBITED unless you have obtained the prior written consent of TNG or unless it is expressly permitted by this TNG Website. The material covered by this prohibition includes, without limitation, any text, graphics, logos, photographs, audio or video material or stills from audiovisual material available on this TNG Website. The use of materials from this TNG Website on any other web site or networked computer environment is similarly prohibited.

Also, except for content you post, you are strictly prohibited from creating works or materials that derive from or are based on the materials contained in this TNG Website including, without limitation, fonts, icons, link buttons, wallpaper, desktop themes, on-line postcards and greeting cards and unlicensed merchandise. This prohibition applies regardless of whether the derivative materials are sold, bartered or given away.

Fees

Except where otherwise provided, access to and use of this TNG Website and the TNG Internet Services offered through this TNG Website are currently available without charge. TNG may charge a fee for access to or use of this TNG Website, or any TNG Internet Service available on this TNG Website at any time in the future. Your access to or use of this TNG Website prior to the imposition of a fee does not entitle you to the continued use of this TNG Website without charge in the future.

Disclaimer of Warranties

YOUR USE OF, AND RELIANCE ON, ANY ADVICE OR INFORMATION OBTAINED FROM OR THROUGH THIS TNG WEBSITE AND/OR TNG INTERACTIVE SERVICE IS AT YOUR OWN RISK. ALL CONTENT, INCLUDING SOFTWARE, PRODUCTS, SERVICES, INFORMATION, TEXT AND RELATED GRAPHICS CONTAINED WITHIN OR AVAILABLE THROUGH THIS TNG WEBSITE OR TNG INTERACTIVE SERVICE ARE PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” BASIS. TNG MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THIS WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, TNG DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, INFORMATIONAL CONTENT, TITLE, OR NON-INFRINGEMENT OF THE RIGHTS OF THIRD PARTIES. TNG DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS THAT THIS TNG WEBSITE WILL OPERATE ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE AND/OR ITS SERVER WILL BE FREE OF VIRUSES AND/OR OTHER HARMFUL COMPONENTS. TNG DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING SUITABILITY, AVAILABILITY, ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY MATERIAL OF ANY KIND CONTAINED WITHIN THIS TNG WEBSITE FOR ANY PURPOSE, INCLUDING SOFTWARE, PRODUCTS, SERVICES, INFORMATION, TEXT AND RELATED GRAPHICS CONTENT.

TNG IS NOT RESPONSIBLE FOR ANY FAILURES CAUSED BY SERVER ERRORS, MISDIRECTED OR REDIRECTED TRANSMISSIONS, FAILED INTERNET CONNECTIONS, INTERRUPTIONS IN THE TRANSMISSION OR RECEIPT OF TICKET ORDERS OR TNG INTERACTIVE SERVICES, OR ANY COMPUTER VIRUS OR OTHER TECHNICAL DEFECT, WHETHER HUMAN OR TECHNICAL IN NATURE.

Certain Regulatory Matters

This TNG Website and its contents are not to be construed, under any circumstances, as an offer to sell or a solicitation to buy or effect transactions in any securities. No investment advice is provided or should be construed to be provided herein. This TNG Website and its owners, employees and affiliates are not, nor do any of them claim to be, registered broker-dealers or registered investment advisors.

This TNG Website may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements other than statements of historical fact are “forward-looking statements” for purposes of federal and state securities laws, including, but not limited to, any projections of earnings, revenue or other financial items; any statements of the plans, strategies and objectives of management for future operations; any statements concerning proposed new services or developments; any statements regarding future economic conditions or performance; any statements of belief; and any statements of assumptions underlying any of the foregoing. Such forward-looking statements of or concerning the companies mentioned herein are subject to numerous uncertainties and risk factors, including uncertainties and risk factors that may not be set forth herein, which could cause actual results to differ materially from those stated herein. Accordingly, user of this TNG Website are cautioned not to place undue reliance on such forward-looking statements. This TNG Website undertakes no obligation to update any forward-looking statements that may be contained herein.

The owners, employees and affiliates of this TNG Website, and their families, may have investments in companies featured on this TNG Website, may purchase securities of companies featured on this TNG Website and may sell securities of companies featured on this TNG Website, at any time and from time to time. However, it is the general policy of this TNG Website that such persons will refrain from engaging in any pre-publication transactions in securities of companies featured on this TNG Website until two trading days following the publication date.

This TNG Website may contain company advertisements/advertorials, which are indicated as such. Information about a company contained in an advertisement/advertorial has been furnished by the company or third-parties.  The owner/operator of this TNG Website has not made any independent investigation of the accuracy of any such information and no warranty of the accuracy of any such information is provided by this TNG Website, its owners, employees and affiliates.

This TNG Website may also contain company profile pages, which are indicated as such. Information about a company contained on a company profile page has been furnished by the company or third-parties.  The owner/operator of this TNG Website has not made any independent investigation of the accuracy of any such information and no warranty of the accuracy of any such information is provided by this TNG Website, its owners, employees and affiliates.

Pursuant to Section 17(b) of the Securities Act of 1933, as amended, TNG and its affiliates may receive cash compensation in differing amounts for various packages of products and services pursuant to the terms of the respective agreements for such services. 

Users of this TNG Website should always conduct their own due diligence before making any investment decision regarding the companies and securities mentioned on this TNG Website. Investment in securities generally, and many of the companies and securities mentioned on this TNG Website from time to time, are speculative and carry a high degree of risk.

Submissions

You may participate in an TNG Interactive Service by agreeing to this Agreement and the Interactive Service Additional Terms set forth below, and by completing the registration form. Thereafter, you may post, transmit or submit messages and other materials (which include uploading videos and other files, inputting data or any other materials, “blogging,” or engaging in any form of communication in connection with this TNG Website) (collectively “User Content”) to media libraries, bulletin boards, chat rooms, or other public areas within, or in connection with, this TNG Website (collectively “Forums”). You are solely responsible for such User Content. TNG accepts no responsibility whatsoever in connection with or arising from such User Content. If you do not agree to this Agreement and such Interactive Service Additional Terms, you may not participate in the TNG Interactive Service.

  • You agree that you will not:Deliver any unsolicited advertisement, promotional materials, junk email, bulk email (also known as “spam”), chain letters, surveys or contests, or solicit participation in any pyramid schemes (unless it is on a page that explicitly states that such postings are allowed on that page);
  • Solicit personal information from anyone under age 18;
  • Solicit passwords or personal identifying information for commercial or unlawful purposes from other users;
  • Publicly post information that poses or creates a privacy or security risk to any person;
  • Deliver any unlawful (according to local, state, federal, or international law or regulation) postings to or through any TNG Website, or any postings which advocate illegal activity;
  • Deliver, or provide links to, any postings containing material that could be considered harmful, obscene, pornographic, indecent, lewd, violent, abusive, profane, patently offensive, promotes racism, bigotry, hatred or physical harm of any kind against any group or individual, insulting, threatening, tortuous, harassing, hateful or otherwise objectionable;
  • Deliver, or provide links to, any postings containing material that harasses, victimizes, degrades, or intimidates an individual or group of individuals on the basis of religion, race, ethnicity, sexual orientation, gender, age, or disability;
  • Deliver, or provide links to, any postings containing defamatory, false or libelous material, contains nudity or a link to an adult website;
  • Deliver any posting that infringes or violates any intellectual property or other right of any entity or person, including, without limitation, copyrights, patents, trademarks, laws governing trade secrets, rights to privacy, or publicity;
  • Deliver any posting to that you do not have a right to make available under law or contractual or fiduciary relationships;
  • Impersonate another person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity, or adopt a false identity if the purpose of doing so is to mislead, deceive, or defraud another;
  • Manipulate identifiers, including by forging headers, in order to disguise the origin of any posting that you deliver;
  • Use this TNG Website or the TNG Interactive Service in any manner that could damage, disable, overburden, or impair or otherwise interfere with the use of the TNG Website or the computer equipment of other users, or cause damage, disruption or limit the functioning of any software, hardware, or telecommunications equipment;
  • Attempt to gain unauthorized access to this TNG Website, any related website, other accounts, computer system, or networks connected to this TNG Website, through hacking, password mining, or any other means; or
  • Obtain or attempt to obtain any materials or information through any means not intentionally made available through this TNG Website, including harvesting or otherwise collecting information about others such as email addresses.

Paid Advertisement and Sponsored Content

The Content provided on this Site is our own original content or is paid advertisements provided exclusively by our affiliate, Top News Guide, an financial media and news marketing firm. Top News Guide has entered into service agreements with the companies which are the subject to the articles posted on the Site for promoting such companies.  The companies mentioned on the Site may or may not have not approved the content or timing of the information being published unless otherwise noted.  We are not a financial advisor, investment advisor or broker-dealer and do not undertake any activities that would require such registration. You understand and acknowledge that there is a very high degree of risk involved in trading securities mentioned on TopNewsGuide.com. Top News Guide, the authors, the publisher, and all affiliates of TopNewsGuide.com (including their respective directors, officers and employees) assume no responsibility or liability for your trading and investment results.

Compensation Arrangements

TopNewsGuide.com receives fees for producing and presenting some of the content on this Site along with other media services.  Our fees may be either a flat cash sum or negotiated number of restricted securities of the companies featured on this Site, or a combination thereof. We note that this pay structure creates a pecuniary interest in increasing the stock price, which we may benefit from.

METHODS OF DISSEMINATION

The Publisher may use various types of media (the “Media”) to disseminate the Information, at its discretion without notice to Recipients. The Information may be published on and/or through any or all the non-exclusive methods below:

  • Ticker Tags (as defined under heading “DISCLAIMERS AND RISKS”
  • websites owned, controlled and/or operated by the Publisher
  • websites owned and/or operated by the Publisher’s affiliates and non-affiliates,
  • online communities, financial forums, trader and investor chat rooms, social media platforms and/or newsletters using online identities some or all of which may or may not be anonymous,
  • text message alerts,
  • audio services,
  • online live interviews,
  • news outlets located, coordinated or paid by the Publisher,
  • email communications, and
  • other communications sent to the Recipients from time to time.

For IR/PR services or any questions on pertaining to content posted on TopNewsGuide.com please contact Editor@TopNewsGuide.com

Sponsored Content Disclosure

TopNewsGuide has been compensated $5000 per week by a third party, Macca Holdings Inc., for an investor education program on SITS starting 11/8/2021. This agreement will last four weeks.

TopNewsGuide.com has been compensated $5000 for 1 month by a third party Berkshire Finance Holding Inc for an investor education program on LQWC starting 11/8/2021.

TopNewsGuide.com has been compensated $5000 a week by a third party Wearable Health Solutions Inc. for an investor education program on WHSI starting 11/1/2021.  This agreement has expired.

TopNewsGuide.com has been compensated $1000 a week by a third party Crossroads Inc. for an investor education program on INSD starting 10/25/2021. This agreement has expired.

TopNewsGuide.com has been compensated $2500 a week by a third party Crossroads Inc. for an investor education program on AGYP starting 05/24/2021. This advertising is ongoing. 

TopNewsGuide.com was compensated $2500 a week by a third party Crossroads Inc. for an investor education program for ECDP and MJLB starting 06/20/2021. This agreement has expired.

No Securities or Investment Advice or Recommendations

TopNewsGuide.com is not an investment advisory service, nor a registered investment advisor or broker-dealer, and does not purport to tell or suggest which securities customers should buy or sell for themselves. None of the Content on the Site shall constitute a recommendation to buy, sell, or hold that or any other security, financial product, or investment discussed herein.  As with any investment, the featured companies on the Site or in any communication to you involve a high degree of risk and volatility, and all investors should know that they may lose a portion or all of their investment if they decide to purchase any financial instrument and/or security.  Neither the U.S. Securities and Exchange Commission nor any state securities administrator has reviewed or approved the information presented on this Site or passed upon the merits, accuracy or completeness of any of the Content.  TopNewsGuide.com, its affiliates, employees, directors and agents make no representations, warranties or guarantees as to the accuracy or completeness of the disclosure by the featured companies and does not guarantee the topicality, correctness, completeness and quality of information and statements presented on the Site or in any email alerts, newsletters or other such communications. You are strongly advised to and agree to consult a financial advisor and to independently diligence any contemplated investment.

You further understand and hereby agree that the Site does not offer or provide any investment advice or opinion regarding the nature, potential, value, suitability or profitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. You hereby agree that any investment decisions you make will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, financial condition, and liquidity needs. You acknowledge, understand and agree that small and micro-cap stocks are high-risk investments and that you may lose the entirety of your investment, and further that TopNewsGuide.com shall not be responsible or liable for any trading or investment decisions made based on such information.

Cautionary Note Regarding Forward-Looking Statements

The Content published on the Site may include “forward-looking statements” within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act or similar applicable regulation. In some cases, you can identify these statements by forward-looking words such as “may,” “might,” “will,” “should,” “expect,” “plan,” “anticipate,” “believe,” “estimate,” “predict,” “potential” or “continue,” and the negative of these terms and other comparable terminology.  Such forward-looking statements which are subject to known and unknown risks, uncertainties and assumptions about us, may include, but are not limited to, projections of financial performance based on growth strategies and anticipated trends, statements concerning issuer’s plans, objectives, expectations and intentions and other statements that are not historical or current facts. Forward-looking statements are only predictions based current expectations about future events. They involve risks and uncertainties that could cause actual results, level of activity, performance or achievements to differ materially from those expressed or implied in such forward-looking statements. You should not rely upon forward-looking statements as predictions of future events. We are under no duty to update any forward-looking statements after the date of publication to conform our prior statements to actual results or revised expectations and we do not intend to do so.

Resources

Investing in emerging growth securities is highly speculative and carries an extremely high degree of risk. It is possible that an investor’s investment may be lost or impaired due to the speculative nature of the companies profiled. We encourage our readers to invest carefully and read the investor information available at the websites of the Securities and Exchange Commission (“SEC”) at www.sec.gov and/or the Financial Industry Regulatory Authority (“FINRA”) at www.finra.org. Investing in emerging growth securities is highly speculative and carries an extremely high degree of risk. It is possible that an investor’s investment may be lost or impaired due to the speculative nature of the companies profiled. We encourage our readers to invest carefully and read the investor information available at the websites of the Securities and Exchange Commission (“SEC”) at www.sec.gov and/or the Financial Industry Regulatory Authority (“FINRA”) at www.finra.org.

Third-Party Companies & Products

Mention of third-party products, companies and web sites on the TopNewsGuide.com Site is for informational purposes only and constitutes neither an endorsement nor a recommendation. TopNewsGuide.com assumes no responsibility with regard to the selection, performance or use of these products or vendors. TopNewsGuide.com provides this only as a convenience to our users. TopNewsGuide.com has not tested any software found on these web sites and makes no representations regarding the quality, safety, or suitability of any software found there. There are dangers inherent in the use of any software found on the Internet, and TopNewsGuide.com assumes no responsibility with regard to the performance of use of these products. Make sure that you completely understand the risks before retrieving any software on the Internet. All third party products must be ordered directly from the vendor, and all licenses and warranties, if any, take place between you and the vendor.

Intellectual Property

TopNewsGuide.com authorizes you to view and download the Content on this Site only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original Content on any copies of the Content. You may not modify the Content of this Site in any way or reproduce or publicly display, perform, or distribute or otherwise use it for any public or commercial purpose. Any use of the Content on any other web site or networked computer environment for any purpose is prohibited. The trademarks, logo and slogans displayed on the Site, including but not limited to the “JournalTranscript”, our newsletter and/or and other communication to you (collectively the “Trademarks”) are owned by TopNewsGuide.com and others. Nothing on this Site or any other communication to you should be construed as granting any license or right to use the Trademarks without express prior written permission of TopNewsGuide.com. Your misuse of the Trademarks, or any other Content on the Site, except as provided in these Terms of Use, is strictly prohibited. You are advised that TopNewsGuide.com will aggressively enforce its intellectual property rights to the fullest extent of the law. All software and content included on this site, such as text, graphics, logos, button icons, images, audio clips, and software, is the owned or licensed property of JournalTranscript or its software and content suppliers and protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all content on this Site is the exclusive property of TopNewsGuide.com and protected by U.S. and international copyright laws. TopNewsGuide.com grants you permission to view and use content and software made available to you on the site in connection with your use of the site. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the content and software on this site is strictly prohibited. If you use the materials or Trademarks on this Site in a way that is not clearly allowed by these Terms of Use, you are violating your agreement with us and may be violating copyright, trademark, and other laws. In that case, we automatically revoke your permission to use this Site. Title to the materials remains with us or with the authors of the materials contained on this website. All rights not expressly granted are reserved.

No Representations or Warranties

TopNewsGuide.com does not represent or warrant the reliability or accuracy of any Content distributed through or accessed from the Site, and has not performed any investigation into such Content.  To the fullest extent permissible by law, TopNewsGuide.com assumes no liability or responsibility for any errors or omissions in the Content provided on this the Site. JournalTranscript.com provides the information and data presented on this Site “AS IS”. TopNewsGuide.com expressly disclaims all warranties and/or conditions, express or implied, as to any matter whatsoever relating to or referenced by this Site, including, but not limited to, the implied warranties and/or conditions of merchantability or satisfactory quality and fitness for a particular purpose and non-infringement, or arising from a course of dealing, usage, trade or practice. TopNewsGuide.com shall not be liable for any technical inaccuracies or typographical errors, which this Site may contain. In no event will TopNewsGuide.com be liable to any party for any direct, special or other consequential damages for any use of this Site, or any other web site, including without limitation, any lost profits, business interruption, loss of programs or other data, even if TopNewsGuide.com is advised of the possibility of such damages.

TopNewsGuide.com makes no representations whatsoever about any other web site which you may access through this Site. These web sites are independent from TopNewsGuide.com and we have no control over the content of other companies’ web sites. It is the User’s responsibility, notTopNewsGuide.com to take precautions to ensure the linked web sites are free of viruses or other items of a potentially damaging nature. The information contained in this Site is subject to change without notice.

Indemnity

 You hereby expressly agree to indemnify, defend and hold JournalTranscript.com and all of its owners, agents, employees, directors, licensors and licensees (collectively, “Indemnified Parties”) harmless from and against any and all liability and costs, including, without limitation, attorneys’ fees and costs, incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these Terms of Use, or any of the representations, warranties, disclaimers and covenants contained herein. TopNewsGuide.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of TopNewsGuide.com.

Applicable Laws

This Site is administered by TopNewsGuide.com or authorized developers of TopNewsGuide.com from their offices around the world. JournalTranscript.com makes no representation that Materials at this Site are appropriate or available for use outside the United States, and access to them from territories where their contents are illegal is prohibited. You may not use or export or re-export the Materials at this Site or any copy or adaptation in violation of any applicable laws or regulations including without limitation U.S. export laws and regulations. If you choose to access this Site from outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws. These terms and conditions will be governed by and construed in accordance with the laws of the State of Nevada, without giving effect to any principles of conflicts of laws.

US Jurisdiction

The Content provided on this site is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation. If you are located outside of the United States, your use of the Site is done on your own risk and initiative and you, not us, are responsible for compliance with any applicable local and national laws. The content, material and information contained on the Site does not constitute an offer or solicitation and may not be treated as an offer or solicitation (i) in any jurisdiction where such an offer or solicitation is against the law; (ii) to anyone to whom it is unlawful to make such an offer or solicitation: (iii) if the person making the offer or solicitation is not qualified to do so.

This Site is not directed at you if we are prohibited by any law of any jurisdiction from making the information on this site available to you. You should satisfy yourself before accessing the Site that we would be allowed to provide the Content to you under the law of the jurisdiction in which you reside. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction, including the one in which you reside.

Privacy Statement

TopNewsGuide.com respects the privacy of users of this Site and believes that such information should be used responsibly and appropriately. In general, all users may visit this Site anonymously and without revealing any personal information. We may keep track of visitors’ IP addresses, the browser used and other related data. We analyze this data for trends and statistics. We may also collect information automatically provided to us by your browser about the type of computer and operating system you are using. This privacy statement does not extend to anything that is beyond the control of JournalTranscript.com, and is not to be applied in any manner contrary to applicable policies, laws, rules or regulations. Any communication or material you transmit to JournalTranscript.com via this Site, via electronic mail or otherwise, including any data, comments, questions, etc., will be treated as non-confidential and non-proprietary.

Waiver of Rights

The failure of TopNewsGuide.com to enforce any right or provision of these Terms of Use will not constitute a waiver of future enforcement of that right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of TopNewsGuide.com. Except as expressly set forth in these Terms of Use, the exercise by either party of any of its remedies under these Terms of Use will be without prejudice to its other remedies under these Terms of Use or otherwise. If for any reason a court or arbitral, as applicable, of competent jurisdiction finds any provision of these Terms of Use invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the other provisions of these Terms of Use will remain in full force and effect.

Miscellaneous

Except as expressly provided in these Terms of Use, there shall be no third-party beneficiaries to the Terms of Use. TopNewsGuide.com shall have the right to assign its rights or delegate any of its responsibilities under these Terms of Use to an affiliate or in connection with a merger, consolidation or reorganization of TopNewsGuide.com for the sale of substantially all of its assets. In the event that any provision of this Agreement, or the application thereof, becomes or is declared by a court of competent jurisdiction to be illegal, void or unenforceable, the remainder of this Agreement will continue in full force and effect, and the application of such provision to other persons or circumstances will be interpreted so as reasonably to effect the intent of the parties hereto. You further agree to replace such void or unenforceable provision of this Agreement with a valid and enforceable provision that will achieve, to the extent possible, the economic, business and other purposes of such void or unenforceable provision. You represent, warrant and covenant that: (i) you have the power and authority to enter into this agreement; and (ii) you are at least eighteen (18) years old.

These Terms of Use contain the entire understanding between you and TopNewsGuide.com relating to the Site and TopNewsGuide.com’s services. These Terms of Use supersede any other Terms of Use or agreement regarding the Site and TopNewsGuide.com’s services prior to the date hereof. Full disclosure can be found in accordance with section 17(b) of the Securities Act of 1933 for every publication and at full disclaimer page.